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Recreational Vehicles

Recreational Vehicle Insurance

Enjoy more of the outdoors with comprehensive insurance for recreational vehicles and boats.

There’s no better feeling than the wind in your hair and the sun on your face. Whether you’re hitting the water by boat, exploring the woods on an ATV, blazing a new trail through fresh powder by snowmobile, finishing out the back nine on your golf cart, or traveling to new destinations with your RV, we’re there, every mile of the journey.

At Frankenmuth Insurance, we offer comprehensive insurance and peace of mind for recreational vehicles and boats. Policies can be standalone or added to an existing Frankenmuth Insurance home or auto policy. Talk to one of our local, independent agents about your coverage needs, and they’ll guide you to the protection that’s right for you.

Explore coverages

Ultra Home Guardian Insurance

Motor home, camper, and travel trailer

Comprehensive protection includes awnings, cabanas, air conditioners, contents, electronic equipment not permanently installed, and more.

Ultra Home Guardian Insurance

Boat and sport vehicle

Coverage for privately owned watercrafts under 26 feet in length and off-road vehicles, typically not subject to motor vehicle registration.

Ultra Home Guardian Insurance


Policies are designed for yachts (outboard, inboard, inboard/outboard, and sailboat) 26 feet or more in length and valued at $30,000 ‒ $1.5 million.

The Frankenmuth Insurance difference

When you place your trust in Frankenmuth Insurance to protect your recreational vehicle or boat, we work hard to earn and keep your business with honest, open, and upfront service — every single time. Because we’re people, just like you.

Discover what makes Frankenmuth Insurance unique:

  • Reputable history: We’ve been protecting families and individuals for more than 150 years with an AM Best “A” (Excellent) rating and an A+ Better Business Bureau rating.
  • Guidance and expertise: Our local, independent agents are insurance experts. They’ll provide superior service and guidance to ensure that your assets are properly protected.
  • Fast, fair claims: Damage and accidents happen. And when they do, our claims reporting is available 24/7 and a representative will respond within 24 hours. It’s how we do business, and how we’ve consistently earned a claims satisfaction rating of over 95%.
  • An insurance partner you can trust: We’re a regional insurance company with the financial strength of a national carrier. That means we’ll provide the personal service you deserve and gain your trust by delivering on our promises to help you recover if you ever have a loss.